Downunder Travel Insurance Review
Downunder Travel Insurance offers lost cost insurance with a couple of different levels of cover. The Downunder backpacker policy covers more than most budget or backpacker policies.
Summary of Downunder Travel Insurance (Comprehensive)
 |
Medical Cover |
 |
Unlimited |
| Luggage Cover |
|
$5000 | |
| Laptops, Mobile Phones, iPod, Camera |
|
$3000 for personal computers, video recorders or cameras. $1000 for mobile phones. $750 max for each other items. |
|
| Sports and Activities Cover |
|
Good Range, includes some Snow and Ski cover |
|
| Cancellation Cover |
|
$10000 | |
| Excess |
|
$100 | |
Details
Website: www.duinsure.com
Phone Number: 1800 148 766
Fax: 1800 359 991
Claims: 1300 725 154
Underwriter: Allianz Insurance
Emergency Assistance Provider: Mondial Assistance
Contact Method: Reverse charge call to Australian number
24 hour emergency assistance call
1800 010 075 (within Australia)
+61 7 3305 7499 (overseas)
Maximum Age: 65
Children Covered: Yes, children or grandchildren under 21 not in full time employment covered under Family policy
Extension Available: Yes under certain conditions or with permission
Additional Length: maximum of 12 months including original policy
Comprehensive International
Summary of Benefits
| Type of Benefit | Single / Duo** | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits | $10,000 | $20,000 |
| Overseas Emergency Medical Assistance | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (per person, per Journey) | $750 | $750 |
| Additional Expenses | $10,000 | $20,000 |
| Hospital Cash Allowance | $2,000 | $4,000 |
| Accidental Death | $30,000 | $60,000 |
| Permanent Disability | $50,000 | $100,000 |
| Loss of Income# | - | - |
| Travel Documents, Credit Cards and Travellers Cheques | $1,000 | $2,000 |
| Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders | $500 | $500 |
| Luggage and Personal Effects++ | $5,000 | $10,000 |
| Luggage and Personal Effects Delay Allowance | $250 | $500 |
| Travel Delay Allowance | $1,000 | $2,000 |
| Alternative Transport Expenses | $3,000 | $6,000 |
| Personal Liability | $5,000,000 | $5,000,000 |
** Per Person
Backpacker
Schedule of Benefits
| Type of benefit | Single / Duo** | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits | $2,500 | $5,000 |
| Overseas Emergency Medical Assistance | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (per person, per Journey) | $750 | $750 |
| Additional Expenses | $10,000 | $20,000 |
| Hospital Cash Allowance | - | - |
| Accidental Death | $15,000 | $30,000 |
| Permanent Disability | $20,000 | $40,000 |
| Loss of Income | - | - |
| Travel Documents, Credit Cards and Travellers Cheques | $500 | $1,000 |
| Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders | $500 | $500 |
| Luggage and Personal Effects++ | $2,000 | $4,000 |
| Luggage and Personal Effects Delay Allowance | - | - |
| Travel Delay Allowance | $500 | $1,000 |
| Alternative Transport Expenses | $500 | $1,000 |
| Personal Liability | $2,000,000 | $2,000,000 |
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